We charge fees for the professional service we provide. Our fees are charged for three separate activities: advice, implementation and ongoing planning, review and support. We prefer to charge on a fixed fee basis, so you can be sure we are not recommending a product for our benefit, rather than yours.

You can pay these fees directly from your bank account or deducted from your investments. We will discuss fees with you during our first meeting and agree the right approach for your individual circumstances. Financial planning fees are generally not subject to VAT but if applicable we would discuss this with you beforehand.

We want you to come to us with a clear understanding of how we work and what you’ll pay. There are no hidden costs or small print. You will know exactly what you’re paying and when.

Every client is different, with different thoughts, plans and existing products, but to give you an idea of potential costs please see below.